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Why It's So Tricky for the Self-Employed to Estimate Health Insurance Costs (Bloomberg Businessweek)

Question: Thank you for your article on how the self-employed can calculate eligibility for Obamacare subsidies. I now understand it is line 37 instead of line 22 on my 1040 tax return. This is a relief, as I will be qualified. Since my MAGI [modified adjusted gross income] varies year from year, depending on the level of business contracts and projects I receive, does that mean I will be paying different premiums or rates and receiving different subsidies every year?

Dec 18, 2013

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State's small businesses use Obamacare (Orange County Register)

Covered California, the state-run health insurance exchange, said it has launched online self-enrollment for small businesses. But the federal government announced Wednesday that healthcare .gov, the exchange it runs for 36 other states, will delay that capability for one year.

Dec 11, 2013

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How Do the Self-Employed Save for Retirement? Erratically (Bloomberg Businessweek)

Americans aren’t very good at saving money. The self-employed are even worse. Asurvey published this week by TD Ameritrade (AMTD) shows that 40 percent of America’s 10 million self-employed workers aren’t saving regularly for retirement and 28 percent aren’t saving at all. That compares with about 10 percent of traditionally employed workers who aren’t saving for retirement, according to the survey, which 2,000 U.S. residents completed online.

Dec 05, 2013

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Local business owners see increasing holiday sales (Wausau Daily Herald)

With shoppers standing in line for door-buster deals Thursday and Friday at some of the nation’s top big-box retails, many central Wisconsin businesses were taking advantage of an increasing trend to focus the day after Black Friday.

Dec 05, 2013

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Latest Obamacare Delay Means Small Businesses Will Have to Wait. Again. (Reuters)

The beleaguered and defeated Obamacare has taken another punch, and Main Street is feeling the pain. Just as most of the country was heading full throttle toward the tryptophan-induced haze that is Thanksgiving, the White House announced yet another delay in the rollout of Obamacare – one that affects small businesses.

Dec 05, 2013

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